A mortgage pre-approval should be your first step when you are considering purchasing a home, whether it is your first home or fiftieth. A Jencor Mortgage Advisor will be happy assist you with this so that you are prepared when the right home comes along. With a pre-approval, you will:
- Know your Budget: Determining what you can afford and qualify to pay on a monthly basis will help determine the price point of homes you should be looking at.
- Have your Paperwork in Order: We will collect and review the bulk of the paperwork that the lenders will require from you up front, so that there are no big surprises later.
- Hold an Interest Rate: In most cases we can hold a ceiling interest rate for up to 120 days. That gives you 4 months to shop for a home with no worry about rates going up.
Feel free to reach out to me directly with any questions or to get started on the process.
Sarah